Loan-to-Value Limit & Cash Downpayment

Latest 7th property cooling measures implemented on 12 January 2013

This is a comprehensive set of measures covering a wide range of items, like ABSD, LTV, Cash downpayment, Debit servicing ratio, HDB ownership, ECs and Industrial Property covering both Singaporean, Permanent Residents and Foreigners.

The continued bouyancy of the proeprty market from low interest rate and income growth in Singapore supported a robust sales transaction in 2012.

The latest measures is to ensure a stable and sustainable property market to discourage speculatively activities in the property market.

In this post, we highlight the Lower Loan-to-Value Limit (LTV) & increase of minimum cash down payment

Here is the summary in graphical form :


LTV Chart